Pregnancy is covered as any other condition. Doctor visits are $10 copay and procedures (labor & delivery) and blood work are covered at 80% (student is responsible for 20% of the charges). We have no pre-existing condition clause so that you are covered from day 1. Tests are covered as long as they are considered diagnostic (there are symptoms present that would cause a doctor to suspect there was an condition to diagnose).
The coverage is from the beginning of that semester or the date that the student enrolls and ends on August 12th of the following year. Students who are on leave are not able to enroll in the insurance, but if already enrolled in the insurance, it will cover until that August 12th date.
If you need more specific information, plesae feel free to contact me at 716-8786711.
QUOTE (Pancakes @ Dec 27 2008, 08:52 AM)
Hi there. I was curious about how Buff State's student insurance handles pregnancy and labor/delivery. Do you need to be a student for some amount of time (I believe a year is standard with some insurance companies) before the costs associated with pregnancy would be covered by the student insurance? If an obstetrician recommends "non-standard" tests--amniocentesis, nuchal translucency screens, etc.--are those covered? If a student takes a semester off following the birth of her child, can she still be covered by the student insurance?
Thanks in advance for any information you can give me!