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> How does health insurance deductable work?
 
Guest_elatros_*
post Mar 2 2012, 12:12 PM
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it says $300 per peson with this plan then 10%. does this mean that if i had the flu and needed some tamaflu i would have to pay full deductable before simple doctor visits? or just for surgerys?

so say i sign up for the plan today, and need to go to the dR next week. would i have to call ins and pay them $300 first?
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jablonkm
post Mar 6 2012, 08:31 AM
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If your insurance has a $300 deductable, you have to pay the first $300 out of pocket for services to that provider before they will cover any services. the provider submits a claim so that the insurance company can determine when you have met your deductable. You would have to look at the policy to see if medications have their own deductable. It could be separate. The plan provided through the college does not have deductables, it has co-pays. Co-pay is the portion you have to pay for services, as in a $10 copay for doctor visits
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Guest_maria121_*
post May 25 2012, 05:36 AM
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Thanks jablonkm smile.gif
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